TERMS AND CONDITIONS 

These terms and conditions (the “Terms and Conditions”) govern the use of  

www.segurosmonarca.com, www.elmonarcaselosseguros.com, www.obamacareinsurancehealth,  www.monarcamultiservice.com, www.monarcatramites.com (the “Site”). This Site is owned and  operated by Monarca Insurance Group & Multiservice Corp. This Site is a portfolio. 

By using this Site, you indicate that you have read and understand these Terms and Conditions and agree  to abide by them at all times.  

Intellectual Property 

All content published and made available on our Site is the property of Monarca Insurance Group &  Multiservice Corp and the Site’s creators. This includes, but is not limited to images, text, logos,  documents, downloadable files and anything that contributes to the composition of our Site.  

Accounts 

When you create an account on our Site, you agree to the following:  

1. You are solely responsible for your account and the security and privacy of your account,  including passwords or sensitive information attached to that account; and 
2. All personal information you provide to us through your account is up to date, accurate, and  truthful and that you will update your personal information if it changes. 

We reserve the right to suspend or terminate your account if you are using our Site illegally or if you  violate these Terms and Conditions.  

Third Party Goods and Services 

Our Site may offer goods and services from third parties. We cannot guarantee the quality or accuracy of  goods and services made available by third parties on our Site.  

Links to Other Websites 

Our Site contains links to third party websites or services that we do not own or control. We are not  responsible for the content, policies, or practices of any third party website or service linked to on our  Site. It is your responsibility to read the terms and conditions and privacy policies of these third party  websites before using these sites.  

Limitation of Liability 

Monarca Insurance Group & Multiservice Corp and our directors, officers, agents, employees, 

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subsidiaries, and affiliates will not be liable for any actions, claims, losses, damages, liabilities and  expenses including legal fees from your use of the Site.  

Indemnity 

Except where prohibited by law, by using this Site you indemnify and hold harmless Monarca Insurance  Group & Multiservice Corp and our directors, officers, agents, employees, subsidiaries, and affiliates  from any actions, claims, losses, damages, liabilities and expenses including legal fees arising out of  your use of our Site or your violation of these Terms and Conditions.  

Applicable Law 

These Terms and Conditions are governed by the laws of the State of Florida, Texas, Georgia, Arizona,  North Carolina, South Carolina, Tennessee, Ohio, Illinois. 

Severability 

If at any time any of the provisions set forth in these Terms and Conditions are found to be inconsistent  or invalid under applicable laws, those provisions will be deemed void and will be removed from these  Terms and Conditions. All other provisions will not be affected by the removal and the rest of these  Terms and Conditions will still be considered valid.  

Changes 

These Terms and Conditions may be amended from time to time in order to maintain compliance with  the law and to reflect any changes to the way we operate our Site and the way we expect users to behave  on our Site. We will notify users by email of changes to these Terms and Conditions or post a notice on  our Site.  

Contact Details 

Please contact us if you have any questions or concerns. Our contact details are as follows: 

(305) 908-2995 

info@monarcagroupcorp.com 

7392 NW 35th Terrace Suite 207 Miami, Fl 33122  

You can also contact us through the feedback form available on our Site.  

Effective Date: 01 day of October, 2023